Question by CJM: Can Debt Collectors tell you your account is red flagged to get you to call them back?
While I was out today someone called my house and left a message on my answering machine telling me my account has been red flagged and I was to call them back immediately. They gave me an account number they said it was in reference to. Once I got the message I called back and was put on hold for what seemed like forever. I got impatient and hung up and started looking at all my bank account numbers and credit card numbers so I could have my info in hand when I called back. None of them match the number they had given me.
After doing a search for the phone number online I found out it is NCO collection services.
Are they really allowed to tell you your account has been red flagged when really that is not why they are calling?
I understand the new red flag laws are there to protect us in case of identity theft, but can they also use it as a “scare tactic” to get you to return their phone call thinking something is really wrong?
Best answer:
Answer by Jaminio
Why would a debt collector warn you about a flagged account? Call them up and demand an explanation or you will report them to trading standards commission. It smells like a scam
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